Benefits of being a member

  • You get a guaranteed pension.
  • Your pension is index-linked, so it won’t be reduced by the effects of inflation.
  • You may choose to receive a tax-free lump sum at retirement.
  • Your employer contributes towards the cost of your benefits.
  • When we work out your benefits, we add together all periods of reckonable service, before retirement.
  • If you are entitled to ill-health benefits, you will get them immediately.
  • We will pay lump sum benefits if you die before you retire.
  • When you die, we may pay children’s and dependants’ pensions.
  • You may be able to pay extra contributions for additional pension benefits.
  • You may be able to transfer pension credits from another scheme into the LGPS scheme.
  • We provide a wide range of information about the scheme and have a dedicated member website.