Benefits of being a member

       
  • You get a guaranteed pension.    
  • Your pension is index-linked, so won’t be eroded by the effects of inflation.
  • You can choose to receive a tax-free lump sum at retirement.    
  • Your employer contributes towards the cost of your benefits. 
  • You can join the 50/50 section and pay half of the contributions to receive half the pension benefits if you are finding it difficult to pay full contributions.
  • When we work out your benefits, we add together all periods of pensionable service, before retirement.
  • You may elect to take flexible retirement, easing the transition to full retirement.    
  • If you have to leave work early due to permanent ill health, your pension benefits may be released.    
  • We will pay lump sum benefits if you die before you retire.    
  • When you die, we may pay children’s and dependants’ pensions. You can nominate who you would like to receive these benefits by completing the Expression of Wishes Form in the forms section.    
  • You can opt to pay extra contributions for additional pension benefits.    
  • You may be able to transfer pension credits from another scheme into the LGPS.

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